Quick tools

Try before you dial.

Three small tools for the questions we hear most often. Quick answers to get you started, then ring us for the full picture.

Tool 01

VAT Calculator

Add VAT to a net figure, or strip it out of a gross one.

I want to

At the rate of

Amount

Net amount—

VAT at 20%—

Gross amount—

Standard 20% covers most goods and services. If you are not sure which rate applies to what you sell, that is exactly the kind of question we answer every day.

Tool 02

MTD Checker

Does Making Tax Digital for Income Tax apply to you, and from when?

I am a

My gross income from self employment and property in the last tax year was

Qualifying income means your combined gross income from self employment and property, before expenses. A quick guide to HMRC's published timetable, not tax advice.

Tool 03

Employment Cost Calculator

What does an employee really cost? Salary is only the start.

Gross annual salary

Employer pension contribution

This employee is

Also include

Employment AllowanceUp to £10,500 off your employer NI bill, if your business qualifies Apprenticeship LevyOnly if your total pay bill is over £3 million a year

Other yearly costs (optional)

Gross salary—

Employer National Insurance—

Employer pension—

Total cost to the business—

Based on 2026/27 rates: employer National Insurance at 15% above £5,000, and auto enrolment pension on earnings between £6,240 and £50,270. For employees under 21 and apprentices under 25, no employer NI is due below £50,270. Employment Allowance is applied here against this one employee, so if you have other staff it will already be partly used. A guide to the main costs, not a payroll quote.

Quick tools give quick answers. For anything that matters, start a conversation.